Key Partners

Federal Home Loan Bank of Atlanta

The 12 Federal Home Loan Banks are privately-capitalized, cooperative government-sponsored
enterprises created by Congress in 1932. The Atlanta bank is a regional funding source, raising
funds in the financial markets, and distributing them to their 1,170 member financial institutions,
thus providing a funding pipeline for low-cost loans in rural and urban communities throughout the

One of the Bank’s community building programs is their Historically Black Colleges and
Universities (HBCU) initiative, created in 1997. Its purpose is to enhance the capacity-building
efforts of the Community Development Corporations (CDCs) affiliated with HBCUs in the Bank’s
service area. The HBCU initiative has several components which provide service to these CDCs and
their personnel, including technical assistance, training, in-kind services, and contributions from
the Bank and its members. CDCs at the following HBCUs have participated in the initiative:

Alabama A&M University Livingstone College
Albany State University Morgan State University
Atlanta University Center Schools Norfolk State University
Benedict College North Carolina Central University
Bennett College Oakwood College
Bethune-Cookman College Saint Augustine College
Bowie State University Saint Paul’s College
Claflin College Johnson C. Smith University
Coppin State College Stillman College
Edward Waters College South Carolina State University
Elizabeth City State University Talladega College
Florida A&M University Voorhees College
Fort Valley State University Winston-Salem State University
Howard University  

U. S. Department of Housing and Urban Development

HUD is the Federal agency responsible for addressing America’s housing needs and improving and
developing the nation’s communities. Their mission is:
a decent, safe, and sanitary home and suitable living environment for every American.
Created in 1965, this agency supports a wide range of economic and community development needs in
the nation’s communities, including programs for Renewal Communities, Empowerment Zones, and
Enterprise Communities. They also partner with many national nonprofit groups that fund community
development programs. HUD’s Historically Black Colleges and Universities (HBCUs) program awards
grants to these schools to address community development needs in their localities, including
support to establish a Community Development Corporation (CDC) to undertake eligible funded

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