The recently released paper “Does mortgage deregulation increase foreclosures? Evidence from Cleveland” by Yilan Xu, Ph.D. of the University of Illinois at Urbana-Champaign’s Department of Agricultural and Consumer Economics, uses data from the Center on Urban Poverty and Community Development‘s NEO CANDO (Northeast Ohio Community and Neighborhood Data for Organizing) online database. Dr. Xu used loan and foreclosure data from the Loan Origination and Foreclosure Matched Data of Cuyahoga County, freely available through NEO CANDO.
The paper also referenced Pathways to foreclosure: a longitudinal study of mortgage loans, Cleveland and Cuyahoga County, 2005–2008, a report from the Poverty Center authored by Co-Director Claudia Coulton with researchers Michael Schramm and Kirsten Mikelbank. The above map image is from this report.
Read Dr. Xu’s full paper in the journal Regional Science and Urban Economics on ScienceDirect.